dimewiseclub

Holidays and gifts, paid in cash

Celebrate in December. Pay for it all year, a little at a time.

Plain-English guides to saving ahead for holidays, gifts and celebrations, setting a budget your family agrees on, and getting to January without a card balance.

Budget the holidays See the savings calendar

Holiday fundOn track

$720 of $1,080 saved

  1. Jan
  2. Feb
  3. Mar
  4. Apr
  5. May
  6. Jun
  7. Jul
  8. Aug
  9. Sep
  10. Oct
  11. Nov
  12. Dec

$90 a month, January to December

An illustrative example. Your goal depends on your own plans.

Start with one of these

CalculatorHoliday budgetGifts, food, travel and extras, and what to save each month. CalendarMonth by monthWhat to save and buy, and when. ChecklistHoliday ReadySixteen steps to a season paid for in advance.

15 holiday and gift budget guides

Plan and save

Gifts

Host and travel

Avoid the hangover

Free download, no email needed

The Holiday Budget Planner

Set a budget your family agrees on, list every gift with a limit, track your monthly savings, plan the hosting, and review it all in January.

Get the free PDFSee the Holiday Ready checklist

Coming soon

Save all year. Celebrate in cash.

Holiday Club app: a simple app for a year-round holiday fund: set your goal, see your monthly amount, keep your gift list with limits, and get a gentle reminder on payday.

$3 a month, or $24 a year. Cancel any time.

How it works